The Affordable Care Act, also known as the health care law, makes sweeping changes to the U.S. health care system. These changes put in place comprehensive health insurance reforms that aim to hold insurance companies accountable, lower health care costs, create more choice and flexibility and enhance the quality of care for employers and their employees.
In 2010 California created the nation’s first Affordable Insurance Marketplace under the ACA called Covered California. Starting in 2014, Covered California aims to offer small businesses better health care plan choices at lower costs.
New measures are reducing the cost of health care and increasing the efficiency and regulation of health insurance. They include tax credits, provisions that are improving coverage options and a new way to buy insurance.
As fall approaches, we can expect to hear more about how employers are adapting their health plans for 2016 open enrollments. One topic likely to garner a good deal of attention is how the Affordable Care Act’s high-cost plan tax (HCPT), sometimes called the “Cadillac plan” tax, is affecting employer decisions about their health benefits. The tax takes effect in 2018.
The mission of the Sacramento Metro Chamber is to foster regional economic prosperity, an undertaking sought since 1895 when the Metro Chamber was first established.
The Metro Chamber is the region’s leading business organization for promoting economic strength and serving as a unified voice of business throughout the six-county Sacramento region. As one of the largest chambers in California, we bring business interests to the forefront of civic and community leaders’ agendas, inspiring landmark economic development projects, important public policy issues and business growth.
The Bay Area Council unites more than 275 top business leaders to help solve the bay area’s toughest challenges and steward its leadership in a connected world. The Bay Area Council works to educate themselves and others on the status of health care in California and advocates for programs that hold promise of improving quality and bringing costs under control.
The California Chamber of Commerce (CalChamber) is the largest broad-based business advocate to government in California. Membership represents one-quarter of the private sector jobs in California and includes firms of all sizes and companies from every industry within the state. CalChamber, a not-for-profit organization with roots dating to 1890, promotes international trade and investment in order to stimulate California’s economy and create jobs.
The California Endowment works to expand access to affordable, quality health care for underserved individuals and communities, and to promote fundamental improvements in the health status of all Californians. In July 2010, The Endowment launched a public education effort to raise awareness of the facts, benefits and newly established eligibility provisions in the federal health care law. Recognizing the impact to the business community, it is helping develop resources to help business owners navigate the complexities of the law and connect them to the information they need to succeed.
The California Hispanic Chambers of Commerce (CAHCC) has a network of over 65 Hispanic chambers and business associations throughout the State of California. Through its network of Hispanic chambers and business association, the CAHCC represents the interests of over 700,000 Hispanic business owners in California.
The California Restaurant Association is the oldest restaurant association in the United States, and is the definitive voice of the state’s restaurant and hospitality industry. The CRA provides access to resources and information to support restaurant professionals and their thriving businesses, while constantly working to improve the restaurant industry and cultivate the next generation of foodservice leaders. The CRA is committed to keeping the restaurant industry informed about the health care law and what steps businesses need to take to comply.
The California Small Business Development Center (SBDC) Program is the leader in providing small business owners and entrepreneurs with the tools and guidance needed to become successful. Local SBDCs provide comprehensive and expert guidance on issues such as start-up basics, financing, business and marketing plan development, procurement and government contracting. One-on-one advising is funded by the U.S. Small Business Administration and local partners and is offered at no cost. Consulting is supplemented by low-cost or free seminars and conferences.
These services are delivered throughout California via an extensive network of 38 Small Business Development Centers. The California SBDC network serves more than 50,000 small business owners annually.
The Los Angeles Area Chamber of Commerce serves a diverse membership of businesses of every size, from nearly every industry, in every community across Los Angeles County, championing economic prosperity and quality of life. The Chamber developed a set of guiding principles for comprehensive federal health care reform, which embraces a market-based system focused on universal access, shared responsibility, wellness and prevention, and modernized health care delivery.
For over 20 years, the Pacific Business Group on Health (PBGH) has helped purchasers nationwide improve the quality of health care and moderate health care cost increases. PBGH serves as a voice for purchasers, leveraging the strength of its members, who spend 12 billion dollars annually to provide health care coverage to more than three million employees, retirees and dependents in California alone.
The Silicon Valley Leadership Group (SVLG) is organized to involve principal officers and senior managers of more than 300 member companies in a cooperative effort with local, regional, state, and federal government officials to address major public policy issues affecting the economic health and quality of life in Silicon Valley. The SVLG works to identify and develop programs and policies that improve outcomes and reduce overall healthcare costs in Silicon Valley.
Small Business California is a proactive, non-partisan business advocacy organization whose only agenda is the well being of California small businesses. Small Business California is taking a multi-pronged approach to health care, making sure the small business voice is being heard.
Small Business Majority is an advocacy group founded and run by small business owners to focus on solving the biggest problems facing small businesses today. They actively engage small business owners and policymakers in support of solutions that promote small business growth and drive a strong economy, advocating for policies that create jobs and maximize business opportunities and cost savings in health care reform, clean energy, access to capital and other areas.