For some people, the promise of employer-provided health insurance is reason enough to take a job or stay put in one. But unexpected events — a corporate bankruptcy or sale, for example — can undermine the security of on-the-job coverage and leave both employees and retirees with few affordable options.
WASHINGTON — In a long-awaited interpretation of the new health care law, the Obama administration said Monday that employers must offer health insurance to employees and their children, but will not be subject to any penalties if family coverage is unaffordable to workers.
Large employers who are subject to the health overhaul law’s requirement to provide insurance or pay a fee must also extend coverage to their workers’ dependent children, according to federal regulations released Friday.
WellPoint (NYSE:WLP) and competitors have made concerted, well-publicized efforts to sell health coverage to the “Young Invincibles” — healthy, employed, more or less solvent young people who are not quite sure why they should buy health coverage.
Now the managers of the California Health Benefit Exchange (CHBE) are confronting a similar challenging “market segment” as they set about designing outreach programs for their state’s individual and small group exchanges.
SACRAMENTO — As California positions itself at the vanguard of the national healthcare overhaul, state officials are unable to say for sure how much their implementation of the federal Affordable Care Act will cost taxpayers.
When ObamaCare became law, virtually everyone believed that every state would create its own health insurance exchange. That didn’t quite work out. As of last week, only 17 states plus the District of Columbia had officially declared that they would take full responsibility for creating their own exchanges. At least 16 states have entirely opted out, leaving the federal government to build and run the exchange instead; others have chosen a partnership model that still leaves much of the responsibility to the federal government.
Sales at Automation Systems LLC, a parts-assembly factory in the Chicago suburbs, dropped 60% following the 2008 financial collapse. Owner Carl Schanstra was able to get the firm back on its feet by breaking into new markets, such as the auto industry. Sales are up 12% this year, and are likely to rise again next year, too. But for the 34-year-old, the expected growth in sales brings a new concern. He is worried that as Automation Systems continues to expand, it will be subject to a provision in the health-care overhaul that could damage its bottom line.
When Tennessee Medicaid Director Darin Gordon walks around his department in an office park north of downtown Nashville, he sees dozens of workers from technology giant Hewlett-Packard. HP’s employees help to operate the massive computer systems that run Tennessee Medicaid. When Gordon wants a report on how much the government health insurance program is spending, or the quality of the care for 1.3 million enrollees, he relies on HP-generated data — “the backbone of everything we do,” he says.
A new Health Affairs Web First study finds that the provision of the Affordable Care Act (ACA) permitting young adults to remain on their parents’ health insurance plans up to the age of 26 has led to significant increases in coverage for people ages 19–25. Although historically, Americans in their early 20s had the lowest rate of insurance coverage of any age group (68.1 percent in the five years before the ACA), the study reports that by the third quarter of 2011, a year after this provision was enacted, an additional 7.6 percent gained coverage.
Three more states won conditional approval Thursday to run their own insurance exchanges under President Obama’s signature healthcare law. The Health and Human Services Department gave conditional approval to state-run exchanges in Delaware, Minnesota and Rhode Island.
Washington, D.C., dispatched more than $800,000 in federal Affordable Care Act grants to two local clinic operations to bolster health and behavioral health care services for students in two Sacramento school districts.
Public schools in Alameda, Oakland and San Leandro received $2.4 million in health care grants from President Obama’s Affordable Care Act, according to a nonprofit that advocates on behalf of student health in California.
More and more, my family and friends are asking for my help in finding a primary care doctor. That they would be having trouble finding one doesn’t surprise me. We’ve all been reading warnings about an impending doctor shortage for several years now.
Like millions of Americans, we have struggled with addiction. Fortunately, we were able to access the treatment and recovery services necessary to get well. But for many people facing addiction or mental health issues without the necessary insurance coverage, such lifesaving services have been out of reach.